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  Download Manual :: Calculators :: Business Caclulator Manuals :: HP 10bII Business Calculator Manual

  HP 10bII Business Calculator Manual #780
User Manual & Instructions
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HP 10bII Business Calculator Manual 

HP 10bII Business Calculator User & Instruction Manual

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Table Of Contents

At a Glance..
Basics—At a Glance..
Percentages—At a Glance..
Memory Keys—At a Glance..
Time Value of Money (TVM)—At a Glance..
TVM What if.. .—At a Glance..
Keyboard Map

Getting Started
Power On and Off
Adjusting the Display Contrast
Simple Arithmetic Calculations
Understanding the Display and Keyboard
Cursor
Clearing Memory
Shift Key
Statistics Key
INPUT Key
SWAP Key Math Functions
Display Format of Numbers
Specifying Displayed Decimal Place:
Scientific Notation
Displaying the Full Precision of Number
Messages

Business Percentages
Percent Key
Finding a Percent
Adding or Sub trading a Percent
Percent Change Margin and Markup Calculations
Margin Calculations
Markup on Cost Calculations

Number Storage and Arithmetic
Using Stored Numbers in Calculations
Using the M Register
Using Numbered Registers
Doing Arithmetic
Inside Registers
Doing Arithmetic
Power Opera tor
Using Parentheses in Calculation;,

Picturing Financial Problems
How to approach a Financial Problem
Signs of Cash Flows
Periods and Cash Flows
Simple Interest
Compound Interest Interest Rates
Two Types of Financial Problems
Recognizing a TVM Problem
Recognizing a Cash Flow Problem

Time Value of Money Calculations
Using the TYM Applies (ion
Clearing TYM
Begin and End Modes
Loan Calculations
Savings Calculations
Lease Calculations
Amortization
Interest Rate Conversions
Investments With Different Compounding Periods
Compounding and Payment Periods Differ

Cash Flow Calculations
How to use the Cash Flow Application
NPV and IRR/YR: Disconiinuing Cash Flows
Organizing Cash Flows
Entering Cash Flows
Viewing and Replacing Cash Flows
Calculating Net Present Value
Calculating Internal Rate of Return
Automatic Storage of IRR/YR and NPV
Statistical Calculations
Clearing Statistical Data Entering Statistical Data
One-Variable Statistics
Two-Variable Statistics and Weighted Mean
Correcting Statistical Data
Correcting One-Variable Data
Correcting Two-Variable Data
Summary of Statistical Calculations
Mean, Standard Deviations, and Summation Statistics
Linear Regression and Estimation
Weighted Mean

Additional Examples
Business Applications
Setting a Sales Price
Forecasting Based on History
Cost of Not Taking a Cash Discount
Loans and Mortgages
Simple Annual Interest
Continuous Compounding
Yield of a Discounted (or Premium) Mortgage
Annual Percentage Rate for a Loan With Fees
Loan With a Partial (Odd) First Period
Automobile Loan
Canadian Mortgages
What if ... TVM Calculations Savings
Saving for College Costs
Gains That Go Untaxed Until Withdrawal
Value of a Taxable Retirement Account
Cash Flow Examples
Wrap-Around Mortgages
Net Future Value

Assistance, Batteries, and Service
Environmental Limits Power and Batteries
Low Power Annunciator
Battery Specifications
Installing Batteries
Determining if the Calculator Requires Service
Limited One-Year Warranty
What Is Covered
What Is Not Covered
If the Calculator Requires Service
Obtaining Sendee
Service Charge
Shipping Instructions
Warranty on Service
Service Agreements
Regulatory Information
End-user terms and conditions

More About Calculations
IRR/YR Calculations
Possible Outcomes of Calculating IRR/Y1
Halting and Restarting IRR/YR
Entering a Guess for IRR/YR
Effect of Using Summation — to Correct Data Range of Numbers
Equations
- Margin and Markup Calculations
- Time Value of Money (TVM)
- Amortization
- Interest Rate Conversions
- Cash-How Calculations
- Statistics

Messages
Index

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